Fintech
Payments, open banking, RegTech and AI in finance.
FintechStripe Valuation Rebound Signals Definitive End to Fintech’s Secular Contraction
A series of high-volume secondary market transactions has propelled Stripe's valuation toward the $70 billion threshold, providing a benchmark for the recovery of private software-as-a-service and payments multiples.
By Marcus Vanderberg • 6 min read
FintechEmbedded Finance Decouples Credit and Cash Management from Legacy European Banking Architecture
A structural migration toward vertical saas platforms is eroding the SME lending monopoly traditionally held by Tier 1 European lenders, as integrated fiscal ecosystems capture high-margin transactional flow.
By Marcus von Richter • 7 min read
FintechOpen Banking Catalyses Financial Infrastructure Modernisation Across Latin America
Regulatory mandates in Brazil and Mexico are driving an unprecedented integration of API-based financial services, forcing traditional lenders to overhaul legacy systems to compete with agile neobanking incumbents.
By Marcus Thorne-Velasquez • 7 min read
FintechBuy-Now-Pay-Later Sector Enters Consolidation Phase as Monetary Tightening Erodes Margins
Heightened borrowing costs and shifting credit risk profiles are forcing a wave of M&A activity across the BNPL landscape, signaling the end of the zero-interest era for alternative consumer financing.
By Marcus Thorne-Hennessy • 6 min read